One thing this article doesn’t touch on is that for people on disability under the age of 65 don’t even have the option of Medigap. People like me are not guaranteed coverage until we turn 65. And, if we do get approved you have to state what your current health is excellent, good or fair. I have over 20 tumors in me, one attached to my liver, 7 that are being measured because of their size, so I am at the fair level. What does that equate to? Approximately $12,000 a year. They won’t actually tell you the exact amount, which could be higher, until they review your case. And, the best part is that they don’t cover any Part B. So, basically it does me no good because chemo treatments are covered under Part B. Besides, who can afford $1,000 a month? It’s more than my house payment.
More an article for an American readers faced with choices on medical plans than Canadian readers (where medicare largely covers these treatments). Better education is always good, and the catastrophic nature of diseases like cancer, and the associated costs of some treatments, makes this particularly important.